Plan

Improve Your Credit Drastically

Improve Your Credit Drastically

If you’re in a rebuilding stage for your credit, you may be frustrated with wondering how you can improve your credit.  If you’re looking at needing to use credit in the near future, you may be interested to know some of the best ways to…

Bad Financial Advice

Bad Financial Advice

There’s a lot of bad financial advice out there.  Some of it so championed and ingrained into our culture now that it’s even hard to convince people that the advice is bad.  As I continue to learn about personal finance, some advice sticks out to…

The Partial Payment Budget Method

The Partial Payment Budget Method

Usually referred to as the half payment budget method, the partial payment budget method helps to avoid the pitfall of having more money leftover on one paycheck than on the next.  The method behind the partial payment budget system is saving for all of your…

The 10X Rule by Grant Cardone: Who Should Read It?

The 10X Rule by Grant Cardone: Who Should Read It?

Thinking of reading The 10X Rule? I’ve read it, and I’ll let you know what’s in the book and whether it’s worth your time.

How to Survive a Layoff

How to Survive a Layoff

These are scary times.  With the pandemic in full force here in the US, many families are facing the intimidating reality of surviving on one fewer income. Or worse, two fewer incomes. My husband and I have been fortunate enough to have jobs we can…

Five Day Weekend by Nik Halik and Garrett B. Gunderson:  Should You Read It?

Five Day Weekend by Nik Halik and Garrett B. Gunderson: Should You Read It?

The first time Five Day Weekend caught my attention, I was in Atlanta Airport on my way back from my honeymoon.  The cover is stark and striking, and it reminded me of a similar title I’d read a year or so before called Four Hour…

2020 Annual Goals

2020 Annual Goals

I recently posted about my long-term goals, which included such lofty things as the ability to live off passive income, be debt free, and even never need to rely on a credit score again.  But in order to get there, I’m going to need to…

Our Broad Financial Goals

Our Broad Financial Goals

As part of our journey to debt recovery, I thought it would be helpful to us to list out our goals so we know if we’re hitting them.  We’re basically following the Dave Ramsey method to financial independence, but it’ll be nice to know if…