Recent Posts

Improve Your Credit Drastically

Improve Your Credit Drastically

If you’re in a rebuilding stage for your credit, you may be frustrated with wondering how you can improve your credit.  If you’re looking at needing to use credit in the near future, you may be interested to know some of the best ways to…

How to Stay Motivated to Pay Off Debt

How to Stay Motivated to Pay Off Debt

When you have a lot of debt to pay off, it can feel nearly impossible to stay motivated for the long haul.  Especially if you can’t put a lot of money on debt, you may be wondering how you stay motivated until all your debt…

Paying Off Debt Quickly Even When You’re Broke

Paying Off Debt Quickly Even When You’re Broke

Want to pay off your debt quickly, but not sure how because you have a low income and your bills are high?  Are you wanting to pay off your debt fast so you can meet some other financial goals? Debt comes in many forms.  Student…

March 2021 Debt Payoff Report

March 2021 Debt Payoff Report

This is the most exciting debt report to write because WE FINISHED!  That’s right, our consumer debt is no more! Five months earlier than originally projected, no less! First time joining me on these debt payoff reports?  You can follow my story from the beginning…

Understanding How Credit Works

Understanding How Credit Works

Usually, when I place credit in the investing category, most people look at me like I’m crazy.  Credit is for spending, they think.  After all, credit helps you buy things, and buying = spending.  But buying isn’t always spending.  Buying is often investing.  If you…

February 2021 Debt Payoff Report

February 2021 Debt Payoff Report

Here we are, y’all.  Twelve months in and I am so excited to be finishing up our first year of debt crushing!  To be totally honest, we started getting serious about our debt on March 7th. But because we’re checking in on the first day…

Bad Financial Advice

Bad Financial Advice

There’s a lot of bad financial advice out there.  Some of it so championed and ingrained into our culture now that it’s even hard to convince people that the advice is bad.  As I continue to learn about personal finance, some advice sticks out to…

How I Boosted My Credit Score by Over 200 Points

How I Boosted My Credit Score by Over 200 Points

Ah, the credit score.  It can decide so much in your life.  Whether you can get a reliable car that gets you from A to B.  Whether you will ever buy a house.  And so much besides. A few years ago I needed—needed—to buy a…

January 2021 Debt Payoff Report

January 2021 Debt Payoff Report

Ah, January.  January is the soul-sucking month right after December when you take stock of all your crazy Christmas spending. The days are still bleak. There’s no Christmas excitement to look forward to. Your house looks drab and boring without all the Christmas bling and…

The Millionaire Next Door: Book Review

The Millionaire Next Door: Book Review

I was pretty excited to listen to The Millionaire Next Door, although I had a fair idea the type of information it would impart.  I had wanted to read this book for some time mainly because of its reputation.  It has a popularity akin to…